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Set your goals and track your progress. Signing up won't affect your score. Get your credit score Federal small-business grants Government agencies are among the biggest distributors free business grants, supporting a range of enterprises from environmental conservation to child care services.

Free business application process can be intimidating, but federal grants are great opportunities for small-business owners looking to grow.

The programs help connect small businesses, universities and research centers with federal grants and contracts from 12 government agencies.

State and regional small-business grants Economic Development Administration: Join NerdWallet today for resources to grow your business. Get our guide free business starting a business.

Join NerdWallet or sign in for e-book FreshBooks This app gives small-business owners and freelance workers a simple way to manage and track invoices. Other useful features include the ability to track and organize expenses free business anywhere and create customizable business reports, such as profit and loss statements.

Wave Wave is an easy-to-use accounting software platform specifically for small businesses, independent contractors and sole proprietors with free business or fewer employees. Wave lets businesses track sales and expenses, manage free business and customer payments, pay employees, scan receipts and generate accounting reports.

The company recently added free personal finance software to help small-business owners manage their finances in one place. Here are some of the best communication apps to improve productivity within your company. Addappt Addappt makes it free business to free business your contacts.

It gives your business associates, friends and family the ability to update their contact information in your address book, provided they also use Addappt.


You can also organize contacts into groups and send messages via the app. Fuze Fuze is a videoconferencing app free business hosts online meetings for all devices and operating systems, including iPads and tablets such as the Samsung Galaxy.

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Pushover This app is a game changer for well-connected small-business owners with more than one phone or device. You free business send 7, messages each month free business receive an unlimited amount of notifications on Android and iOS devices and desktops.

The app also makes it easy to drag, drop and share images, PDFs and other files right in the chat. You can use Skype to video or voice call anyone in the world; get up to 25 people together on a call; transmit video, photos and files of any size; share your computer screen; and send text or voice messages.

Here are some of the best time-management apps to help you organize your schedule and stay focused on the most important tasks at hand.